16 free calculators · every formula shown · nothing saved
Loans, mortgages, taxes, retirement, and insurance — worked out in full, the way a real ledger would show it. No account, no app, no signup. Pick a calculator below, or search for one.
Monthly payment, total interest, and a full amortization schedule.
Open calculator → 02Principal, interest, taxes, insurance, PMI, and HOA in one monthly number.
Open calculator → 03See exactly how long a balance takes to clear at your payment.
Open calculator → 042026 federal brackets, applied step by step to your income.
Open calculator → 05Where your savings and contributions land you by retirement age.
Open calculator → 06Compound growth on a lump sum plus monthly contributions.
Open calculator → 07Your FIRE number, and how long the road is at your current pace.
Open calculator → 08Everything you own, minus everything you owe.
Open calculator →How much life insurance you actually need, using the DIME method.
Open calculator → 10Ballpark monthly cost for a term life policy based on your profile.
Open calculator → 11Compare term vs. whole life costs — and what investing the difference could grow to.
Open calculator → 12Estimate your auto insurance cost by age, vehicle, and driving record.
Open calculator → 13Estimate homeowners insurance cost and recommended coverage.
Open calculator → 14How much extra liability coverage you need based on net worth.
Open calculator → 152026 HSA contribution limits and the tax savings from maxing out.
Open calculator → 16Estimate your ACA marketplace premium tax credit under current 2026 rules.
Open calculator →Every calculator runs client-side in your browser. No account, no database, no server ever sees your numbers.
Each calculator explains exactly how the number was reached — no black box, no hidden assumptions.
Tax brackets, HSA limits, and ACA subsidy rules reflect current IRS and government figures.
The 28/36 rule, what lenders actually look at, and how to run your own numbers before you start touring homes.